What the mobile payment craze is really about: Coupons!

Google Wallet in action.
(Credit: Marguerite Reardon/CNET)
Your smartphone is going to get more adept at handling money, but maybe not in quite the way you’ve been imagining it would.
There’s been a lot of talk lately about mobile payments and how new apps or NFC technology will let you pay for things with your smartphone. But the truth is that this market is less about finding a new way for you to pay for things and more about offering you an easier way to carry and redeem coupons and special offers.
What’s the most successful mobile payment system to date? It’s an application that can be…

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